From June 15th, Shenzhen citizens can realize online medical insurance payment in 7 public top three hospitals such as Shenzhen People's Hospital, Peking University Shenzhen Hospital and Shenzhen Chinese Medicine Hospital through mobile APP. Ping An announced the official launch of the mobile payment card mobile payment pilot operation.
It is reported that there are currently 20 hospitals in Shenzhen and Ping An, and Shenzhen People's Hospital, Peking University Shenzhen Hospital, Chinese Medicine Hospital, Luohu Hospital Group, Nanfang University, Nanshan People's Hospital and Hong Kong University Shenzhen Hospital will be the first trial operation hospitals. . Among them, Shenzhen People's Hospital, as the country's first full-process medical insurance card mobile payment pilot hospital, will carry out exclusive cooperation with Ping An.
Previously, WeChat and Alipay launched the mobile medical insurance payment business in Shenzhen. Medical insurance users in Shenzhen can realize online payment for medical insurance through WeChat and Alipay-bound medical insurance cards. How does the insurance giant's safe mobile insurance payment work? What are the new highlights?
Platform mobile payment
According to the arterial network, the core carrier of Ping An Mobile Medicare is the Ping An Social Security Wallet. The biggest advantage of Ping An Social Security Wallet is that it fully meets the hospital's medical treatment process. As a plug-in for the hospital's medical application, it is embedded in the pre-diagnosis, mid-diagnosis and post-diagnosis processes of the client.
It is worth mentioning that Ping An’s mobile health insurance payment is based on a platform model. As a plug-in, Ping An Social Security Wallet can be embedded in the hospital's own APP or embedded in a third-party platform. After the social security card and bank card are bound through the Ping An Social Security Wallet page, you can realize the one-click payment of “medical insurance + self-fee†in the process of medical treatment.
Previously, the arterial network interviewed Zhang Jiang, deputy general manager of Ping An Ventures, learned that the companies invested by Ping An would be embedded in Ping An's existing business or products in different ways. Obviously, this Ping An online medical insurance payment function will gradually go to the major companies that have received investment and cooperation from Ping An.
In addition to Ping An's own safe and safe doctor APP, Ping An also penetrates into the entire medical industry chain through investment and cooperation.
Diabetes chronic disease management platform handheld sugar medicine, medicine O2O medicine to force the investment side, there is a safe figure. In the field of medical examination, Ping An invested in the health of the United States and the health of Ci Ming. In the pharmaceutical field, Ping An invested in Yunnan Baiyao and participated in the privatization of WuXi PharmaTech. In the field of medical devices, Ping An participated in the privatization of Mindray. On the Internet insurance platform, Ping An invested in Dahebao and Zhongan Insurance.
In the mobile payment C-end field, WeChat and Alipay have accumulated a large user base, which is currently lacking in Ping An. Therefore, it chooses to cooperate with the B-end to deploy mobile medical insurance payment services. WeChat and Alipay can directly reach the C-end users to promote this business.
Regardless of which method is chosen, the speed of WeChat, Alipay, and Ping An’s mobile medical insurance payment business depends on the speed of cooperation with the hospital. As early as two years ago, WeChat tried to transfer the hospital's treatment process to the Internet through “Smart Medical†and Alipay through “Future Hospitalâ€. The advantage of Ping An is the experience and resources accumulated in the medical insurance business for many years.
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